- A Financial & Credit Management Specialist/Consultant.
- Holds a Doctorate degree in Credit Management, MSc in Credit Management, MBA(Finance) & a BSc in Accounting.
- A Fellow of the Institute of Credit Administrators of Nigeria,
DR. MARY B. PANINGA, Ph.D, FICA
- A Certified Accountant, Member of Nigerian Institute of Management & Member, Institute of Certified Cost Management.
- Initiator, Women Economic Emancipation Initiative(WEEI).
- A trained Social Safety Net Alumni [by the World Bank Institute].
A recipient of several awards, some are: